Who is accountable

Experienced business judgment.
Practical technology leadership.

CBS is a founder-led business. The professional background described here belongs to its principal; historical work at other organizations is not presented as contracts performed by CBS.

Principal experience

Business, banking
& technology.

Founder Mrunal (Jay) Jadav brings experience spanning business analysis, management, international banking and payments, and technology product and platform leadership.

Business analysis and corrective actionPrior consulting engagements across small and mid-sized businesses
International banking and paymentsTechnology and advisory work across markets
Platform architecture and venture-buildingHistorical product, systems and enterprise-architecture initiatives
Operating experiencePerspective from building and running businesses, not just planning them

Client letters from Jay’s previous work

Problems identified.
Solutions put to work.

Clients describe clearer financial visibility, practical recommendations and follow-through.

These excerpts reflect clients’ experiences working with Jay Jadav in earlier consulting engagements. They illustrate the experience he brings to CBS; they are not reviews of Core Business Solutions.

Earlier consulting work · Jay Jadav
“He was able to immediately identify many key areas where money was leaking out of our business.”
Kurt’s Pharmacy

Inventory, labor management, accounting systems and staff instruction.

Earlier consulting work · Jay Jadav
“From this point forward I will be in control of my business instead of feeling as though I am constantly putting out fires.”
Sonny Hernandez · President, Cancun Tan Inc.

Internal accounting controls, flexible budgeting and clearer management responsibilities.

Earlier consulting work · Jay Jadav
“…we would realize the savings of approximately $150,000 a year…”
Marquis Dental Lab Inc.

Client-estimated annual savings opportunity from recommended changes; projected, not verified realized savings.

Earlier consulting work · Jay Jadav
“…developed a strategy and a structure to solve those problems.”
K&T Irrigation

Root-cause analysis and corrective procedures developed with employees.

Earlier consulting work · Jay Jadav
“…he has the ability to make them easily understood…”
Javier de la Calle · Owner, Door Systems Inc. of Charlotte County

Business analysis spanning finance, operations, marketing and human resources.

Earlier consulting work · Jay Jadav
“…Mr. Jadav stayed to implement the corrective actions that needed to be taken.”
West Central Irrigation Inc.

Hands-on implementation of corrective actions after the initial business analysis.

Selected letters excerpted for length. Historical feedback describes individual engagements and does not guarantee future results.

A handwritten follow-up · April 30, 2009

“You turned on the light!”
“I see now what is working and what isn’t.”
Kurt & Marci · Kurt’s Pharmacy, Twin Falls, Idaho

A personal note received a year after the engagement, describing greater clarity about the business.

Founder’s international banking & payments experience

Experience across borders.

Jay’s background includes prepaid-platform development and banking collaboration across Europe, India and the United States.

Montenegro

Atlasmont Banka

Prepaid-platform development.

Croatia

Webteh

Prepaid-platform development in the payments sector.

Germany / India

Wirecard

Prepaid-platform work and more than a year of India-focused solution development.

India

Citibank

Collaboration on the India project involving Wirecard.

New York, USA

Global Bank

Banking collaboration during Jay’s time at Universal Vision Group.

Organizations are listed to describe Jay’s historical professional work, not current CBS clients, partnerships or endorsements.

International team leadership

Business direction.
Coordinated execution.

Jay brings experience managing teams in India and the Philippines, connecting business priorities with technology delivery across locations.

How CBS coordinates delivery →
Clear prioritiesTranslate business needs into an agreed scope and actionable work.
Direct accountabilityMake ownership, decisions and escalation paths clear.
Coordinated communicationPlan reviews and handoffs across locations and time zones.
Quality and acceptanceReview work against documented requirements and agreed milestones.

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